A Rooftop Story, Told from the Top

Nano Coverage is led by Jay Ospina, a seasoned Senior Commercial Insurance Adjuster (FL License D065948) whose expertise homeowners rarely encounter in a consulting capacity. Engaging with Mr. Ospina is a privilege and a strategic advantage—his decades of hands-on construction and claims experience translate into a unique layer of protection that extends well beyond standard policy limits.

Foundations in Construction and Technology

After graduating high school, Jay earned an Associate’s Degree in Electronics Engineering from ITT Tech. He began his career installing low-voltage systems—data wiring, fiber optics, CCTV, Security, Entertainment, and POS networks—in both residential and commercial settings.

That technical foundation led him into Solar-Water-Heater installations, where he mastered every roofing substrate from flat modified bitumen to steep asphalt shingles, clay, concrete tile, and metal. A stint as a commercial-electrician apprentice gave him cross-trade insight—plumbing, drywall, painting, HVAC—so he could evaluate any building system with confidence.

Transition to Insurance Adjusting

In 2012, Jay leveraged his construction background to obtain his insurance-adjuster license. He started as a trainee on a rope-and-harness team, scaling high and steep roofs to inspect storm damage. His first solo deployment took him to Hurricane Sandy’s aftermath in the Northeast, and from that point forward, he earned the trust of top insurers and independent firms for his reliability, technical precision, and unwavering attention to detail.

Specialized Fieldwork and Safety Leadership

Jay who is Rope & Harness–certified, and with the assistance of his wife, as a team, have never declined a difficult assignment. Together, they have executed thousands of rooftop and inaccessible-structure inspections—always adhering to the strictest safety protocols while meticulously documenting damage and measurements. This hands-on approach ensures no detail is overlooked and that every claim is supported by comprehensive, professional reporting.

Multi-State Reach and Insurance Claim Expertise

Throughout his career, Jay has held licenses in more than 30 states—traveling from Florida’s shorelines to New York’s suburbs and the heartland of Illinois and Texas. He has managed everything from Residential hail and wind inspections to Large-Loss, Complex, Multi-Peril, Commercial Claims with policies for carriers such as State Farm, Allstate, Progressive, Tower Hill, Lloyd’s of London, and others.

Often with granted significant discretionary settlement authority, he consistently delivers accurate estimates and fair outcomes.

Certified. Committed. Fearless

Driven by a passion for mastery, Jay Ospina invested in his own growth—earning elite industry credentials such as HAAG Commercial Roofing certification, IICRC accreditation for water, fire, and mold damage, and FEMA flood certification. Xactimate Level III. These qualifications have kept him in demand year after year, and after thousands of inspections he has witnessed firsthand the devastating toll nature can take on unprotected building materials—and the heartbreaking consequences that follow.

When Nature Strikes—And When It Could Have Been Prevented

Certain catastrophes—hurricanes, tornadoes, baseball-sized hail—can leave nothing standing. In those extreme cases, homeowners often have no recourse. Yet many other losses occur under conditions that today’s protective technologies could mitigate or even avert. All too frequently, insurers deny claims for water intrusion through shingles or flat roofs when no storm-created opening exists, leaving homeowners responsible for the full cost. And even when a claim is approved, escalating deductibles can consume the entire payout, exposing families to further financial strain

Why this Adjuster Stands Behind GoNano

Jay Ospina believes wholeheartedly in GoNano. Based on extensive testing data, his firsthand observations, and the knowledge he’s gained in the field, he can assert with confidence that GoNano would have benefited the vast majority of homeowners he’s encountered—those who endured hail, wind, and water intrusion, as well as the relentless wear and tear from sun exposure and temperature fluctuations. This advanced nanotechnology’s defining feature is its hydrophobic property: preventing moisture from penetrating building materials isn’t merely innovative—Another property it’s the bonding of the materials at the molecular level, changing the structure of the materials, it is the coverage and proactive protection every homeowner deserves. After years spent responding to damage, Jay now dedicates his expertise to preventing it.

By choosing Nano Coverage, homeowners gain insider access to advanced nanotechnology coatings that reinforce and extend the life of key building materials—at a cost point well within reach. Securing time on Mr. Ospina’s calendar offers the rare opportunity to learn how this innovative solution complements traditional insurance, delivering peace of mind and long-term value.

Disclaimer & Disclosure

Nano Coverage (“we,” “us,” or “our”) is led by a licensed Florida property-damage insurance adjuster and serves exclusively as an independent reseller, installer, and maintainer of GoNano® surface-protection products. The content on this website and through our social media channels is provided for general informational purposes only and does not constitute insurance, legal, or professional advice.

No Insurance Product or Consulting
GoNano coatings are performance-enhancing treatments applied to roofing substrates, concrete, and wood surfaces; they are not insurance policies, warranties, or guarantees of coverage. Nano Coverage does not underwrite, issue, or guarantee insurance. We do not offer insurance-claims consulting, adjusting, or advocacy services of any kind, nor do we assist with filing claims, interpreting policies, or negotiating with insurers.
Independent Reseller
Our relationship with GoNano is limited solely to the resale, application, and ongoing maintenance of GoNano products. We receive no compensation or direction from insurers and do not act on behalf of any insurance carrier. References to insurance carriers, adjusters, or products do not constitute endorsements, and we make no representations regarding availability, rates, terms, or quality of any insurance product or service.
Consult Your Insurer or Professional
Coverage for roofing repairs or replacements—especially those due to weather-related damage—is governed by the terms, conditions, and exclusions of your individual insurance policy. Always consult your licensed insurance carrier or agent regarding coverage, limits, deductibles, and claim procedures. You retain the right to seek independent insurance or legal advice at any time. For questions about filing a claim or state-regulated adjuster services, please contact the Florida Department of Financial Services or your licensed insurance professional.
Limitation of Liability
Under no circumstances shall Nano Coverage or its principals be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of the use of or inability to use the information or products provided. By proceeding with any GoNano product purchase or treatment through Nano Coverage, you acknowledge that you understand and agree to the limits of our scope of services as described above.